Choosing a Health Care Provider and Birth Setting
Things to do before choosing a health care provider and birth setting:1) Call your insurance company to learn which options are covered by your health plan. Ask about your co-payments and deductibles and what fees and services are covered by your insurance.
2) Interview health care providers and visit birth settings that are available in your community before choosing what is best for you and your partner. Be sure to ask about fees for services so that you can estimate your out-of-pocket costs (costs you will pay).
3) If you decide to have care that is not covered by insurance, you will have to pay for the costs yourself. Ask if you can pay on a sliding fee scale (a payment based on your income) or make special payment arrangements. You may also be eligible for Medicaid or other special programs for pregnant women. (Contact the Department of Social Services in your state to see if you're eligible.)
Whatever you decide, just be sure to research your options before you contact a care provider to ask questions. As you start your research to choose a health care provider, it is important to consider their personal qualities, philosophy of care, and professional qualifications. Remember, health care providers may be licensed to do different things, like prescribe medication, perform surgery, or work in a hospital. That's why it's important to learn as much as you can about the health care provider's training, beliefs, and where they attend births, before selecting one. For more detailed information on choosing a health care provider and birth setting, go to our Pregnancy Topics for Choosing a Place of Birth and Choosing a Caregiver.
Click here for a contact list of local health care providers in your area for these birth options.
Most recent page update: 9/9/2010
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